FYI…
| MSA Name | MSA Code | Division | County Name | County Code |
State | One-Family | Two-Family | Three-Family | Four-Family | Last Revised | Limit Year |
| OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION | 41860 | 36084 | ALAMEDA | 001 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| NON-METRO | 99999 | ALPINE | 003 | CA | $463,450 | $593,300 | $717,150 | $891,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | AMADOR | 005 | CA | $332,350 | $425,450 | $514,300 | $639,150 | 01/01/2009 | CY2009 | |
| CHICO, CA (MSA) | 17020 | BUTTE | 007 | CA | $293,250 | $375,400 | $453,750 | $563,950 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | CALAVERAS | 009 | CA | $373,750 | $478,450 | $578,350 | $718,750 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | COLUSA | 011 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION | 41860 | 36084 | CONTRA COSTA | 013 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| CRESCENT CITY, CA (MICRO) | 18860 | DEL NORTE | 015 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | 40900 | EL DORADO | 017 | CA | $474,950 | $608,000 | $734,950 | $913,350 | 01/01/2009 | CY2009 | |
| FRESNO, CA (MSA) | 23420 | FRESNO | 019 | CA | $281,750 | $360,700 | $436,000 | $541,800 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | GLENN | 021 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| EUREKA-ARCATA-FORTUNA, CA (MICRO) | 21700 | HUMBOLDT | 023 | CA | $327,750 | $419,550 | $507,150 | $630,300 | 01/01/2009 | CY2009 | |
| EL CENTRO, CA (MSA) | 20940 | IMPERIAL | 025 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| BISHOP, CA (MICRO) | 13860 | INYO | 027 | CA | $369,150 | $472,550 | $571,250 | $709,900 | 01/01/2009 | CY2009 | |
| BAKERSFIELD, CA (MSA) | 12540 | KERN | 029 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| HANFORD-CORCORAN, CA (MSA) | 25260 | KINGS | 031 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| CLEARLAKE, CA (MICRO) | 17340 | LAKE | 033 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SUSANVILLE, CA (MICRO) | 45000 | LASSEN | 035 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D | 31100 | 31084 | LOS ANGELES | 037 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| MADERA, CA (MSA) | 31460 | MADERA | 039 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | 41860 | 41884 | MARIN | 041 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| NON-METRO | 99999 | MARIPOSA | 043 | CA | $322,000 | $412,200 | $498,250 | $619,250 | 01/01/2009 | CY2009 | |
| UKIAH, CA (MICRO) | 46380 | MENDOCINO | 045 | CA | $373,750 | $478,450 | $578,350 | $718,750 | 01/01/2009 | CY2009 | |
| MERCED, CA (MSA) | 32900 | MERCED | 047 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | MODOC | 049 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | MONO | 051 | CA | $529,000 | $677,200 | $818,600 | $1,017,300 | 01/01/2009 | CY2009 | |
| SALINAS, CA (MSA) | 41500 | MONTEREY | 053 | CA | $483,000 | $618,300 | $747,400 | $928,850 | 01/01/2009 | CY2009 | |
| NAPA, CA (MSA) | 34900 | NAPA | 055 | CA | $592,250 | $758,200 | $916,450 | $1,138,950 | 01/01/2009 | CY2009 | |
| TRUCKEE-GRASS VALLEY, CA (MICRO) | 46020 | NEVADA | 057 | CA | $477,250 | $610,950 | $738,500 | $917,800 | 01/01/2009 | CY2009 | |
| SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION | 31100 | 42044 | ORANGE | 059 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | 40900 | PLACER | 061 | CA | $474,950 | $608,000 | $734,950 | $913,350 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | PLUMAS | 063 | CA | $336,950 | $431,350 | $521,400 | $648,000 | 01/01/2009 | CY2009 | |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) | 40140 | RIVERSIDE | 065 | CA | $355,350 | $454,900 | $549,850 | $683,350 | 01/01/2009 | CY2009 | |
| SACRAMENTO–ARDEN-ARCADE–ROSEVILLE, CA (MSA) | 40900 | SACRAMENTO | 067 | CA | $474,950 | $608,000 | $734,950 | $913,350 | 01/01/2009 | CY2009 | |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) | 41940 | SAN BENITO | 069 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 | |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA) | 40140 | SAN BERNARDINO | 071 | CA | $355,350 | $454,900 | $549,850 | $683,350 | 01/01/2009 | CY2009 | |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA) | 41740 | SAN DIEGO | 073 | CA | $546,250 | $699,300 | $845,300 | $1,050,500 | 01/01/2009 | CY2009 | |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | 41860 | 41884 | SAN FRANCISCO | 075 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| STOCKTON, CA (MSA) | 44700 | SAN JOAQUIN | 077 | CA | $304,750 | $390,100 | $471,550 | $586,050 | 01/01/2009 | CY2009 | |
| SAN LUIS OBISPO-PASO ROBLES, CA (MSA) | 42020 | SAN LUIS OBISPO | 079 | CA | $561,200 | $718,450 | $868,400 | $1,079,250 | 01/01/2009 | CY2009 | |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI | 41860 | 41884 | SAN MATEO | 081 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 |
| SANTA BARBARA-SANTA MARIA, CA (MSA) | 42060 | SANTA BARBARA | 083 | CA | $603,750 | $772,900 | $934,250 | $1,161,050 | 01/01/2009 | CY2009 | |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA) | 41940 | SANTA CLARA | 085 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 | |
| SANTA CRUZ-WATSONVILLE, CA (MSA) | 42100 | SANTA CRUZ | 087 | CA | $625,500 | $800,775 | $967,950 | $1,202,925 | 01/01/2009 | CY2009 | |
| REDDING, CA (MSA) | 39820 | SHASTA | 089 | CA | $273,700 | $350,350 | $423,500 | $526,350 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | SIERRA | 091 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| NON-METRO | 99999 | SISKIYOU | 093 | CA | $271,050 | $347,000 | $419,425 | $521,250 | 01/01/2009 | CY2009 | |
| VALLEJO-FAIRFIELD, CA (MSA) | 46700 | SOLANO | 095 | CA | $400,200 | $512,300 | $619,300 | $769,600 | 01/01/2009 | CY2009 | |
| SANTA ROSA-PETALUMA, CA (MSA) | 42220 | SONOMA | 097 | CA | $520,950 | $666,900 | $806,150 | $1,001,850 | 01/01/2009 | CY2009 | |
| MODESTO, CA (MSA) | 33700 | STANISLAUS | 099 | CA | $276,000 | $353,300 | $427,100 | $530,750 | 01/01/2009 | CY2009 |
Selection criteria
| Sorted by: | County |
| State: | CA |
| County: | |
| County Code: | |
| MSA Name: | |
| MSA Code: | |
| Limit Type: | FHA Forward |
| Last Revised: |
| The CY2009 basic standard mortgage limits for FHA insured loans are: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $271,050.00 | $347,000.00 | $419,425.00 | $521,250.00 | ||||||
| HECM | $417,000.00 | |||||||||
| HOPE for Homeowners | $550,440.00 | |||||||||
| Fannie/Freddie | $417,000.00 | $533,850.00 | $645,300.00 | $801,950.00 | ||||||
| High cost area limits are subject to a ceiling based on a percent of the Freddie Mac Loan limits The ceilings for CY2009 are: |
||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $625,500.00 | $800,775.00 | $967,950.00 | $1,202,925.00 | ||||||
| HECM | $417,000.00 | |||||||||
| Fannie/Freddie | $625,500.00 | $800,775.00 | $967,950.00 | $1,202,925.00 | ||||||
| Section 214 of the National Housing Act provides that mortgage limits for Alaska, Guam, Hawaii, and the Virgin Islands may be adjusted up to 150 percent of the new ceilings. This results in new CY2009 ceilings for these areas of: | ||||||||||
| One-family | Two-family | Three-family | Four-family | |||||||
| FHA Forward | $938,250.00 | $1,201,162.00 | $1,451,925.00 | $1,804,387.00 | ||||||
| Fannie/Freddie | $938,250.00 | $1,201,162.00 | $1,451,925.00 | $1,804,387.00 | ||||||
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